Survey Results
2024
Aegis Risk Medical Stop-Loss Premium Survey - 2024 Results
The 2024 Aegis Risk Medical Stop Loss Premium Survey was co-sponsored with the International Society of Certified Employee Benefit Specialists (ISCEBS). In its eighteenth year, the survey measured data from 1,137 plan sponsors covering over 1,100,000 employees with slightly more than $1 billion in annual stop-loss premium. Read the full results now.
2023
Aegis Risk Medical Stop-Loss Premium Survey - 2023 Results
The 2023 Aegis Risk Medical Stop Loss Premium Survey was done in partnership with the International Society of Certified Employee Benefit Specialists (ISCEBS). It measured data from 799 plan sponsors covering over 845,000 employees with $727 million in annual stop-loss premium. Read the full results now.
2022
Aegis Risk Medical Stop-Loss Premium Survey - 2022 Results
This year's survey - its sixteenth year - measures the ongoing expense and coverage of medical stop-loss amongst employer-sponsored, self-funded health plans. The occurrence of catastrophic claimants in excess of $1 million is further verified with nearly one out of four respondents reporting such a claimant in the last two policy years - and one out of ten in excess of $1.5 million. The primary focus of the survey remains current premium rates. Stop-loss premium reflecting nearly 1,100,000 covered employees is measured. Read the full results now. (8/15/22)
2021
Aegis Risk Medical Stop-Loss Premium Survey Results
This year’s survey measures the ongoing expense and coverage of medical stop-loss amongst employer-sponsored, self-funded health plans. The occurrence of catastrophic claimants in excess of $1 million is further verified with 29% of respondents reporting such a claimant in the last two policy years. The primary focus of the survey remains current premium rates, as shown in the following graphs and tables. Stop-loss premium reflecting over 1,000,000 covered employees is measured—a new milestone for the survey! [ Read more] 9/7/21
Mental Health and Substance Use Disorder Benefits: 2021 Survey Results
The impact of mental health and substance use disorders (MH/SUDs) on the workforce has been garnering greater attention in recent years, but employers and place sponsors have struggled with how to measure issues such as depression, alcohol and prescription drug abuse, anxiety and sleep deprivation as well as their effects on workers. With these issues on the rise during the COVID-19 pandemic, assessing the impact has become even more essential. Read the survey findings now.
Employee Benefits in a COVID-19 World--One-Year Update
The pandemic has presented a unique opportunity for employers to examine their benefit offerings and overall culture, and to make changes that they may not have otherwise. It has accelerated trends that were already in motion, brought to the forefront new ideas and priorities, and gave organizations an opportunity to really evaluate what works best for their workforce. Read the full survey report findings now. (6/7/21)
Impact of COVID-19 on Pensions and Benefits in Canada - Survey Results
In June 2020, the International Foundation conducted a benchmarking survey to capture a snapshot of current conditions in Canada. This follow-up survey, Impact of COVID-19 on Pensions and Benefits in Canada, conducted in February 2021, addresses changes to defined benefits (DB) and defined contribution (DC) plans, health benefits, workforce staffing levels and more. Read the survey findings now. (5/25/21)
2020
Employee Benefits Survey: 2020 Results
Employee benefits remain a critical part of the relationship between employers and workers, especially during these times of rapid change and uncertainty. In addition to serving as an important financial safety net, benefits also act as a recruitment and retention tool. Employee benefits represent a significant percentage of total employee compensation, as much as 60% in some organizations. [Read more] (12/4/20)
Aegis Risk Medical Stop-Loss Premium Survey
This year’s survey, its fourteenth year, captures the ongoing role of medical stop-loss and a continued commitment to employer-sponsored, self-funded health plans. The occurrence of truly catastrophic claimants – in excess of $1 million – is further verified with 31% of respondents reporting such a claimant in the last two policy years. According to the survey, COVID-related business impact on covered stop-loss enrollment and renewal strategy are expected to be minimal. The primary focus of the survey remains current premium rates, shown in the graphs and tables. Stop-loss premium reflecting over 822,000 covered employees is measured. [Read Now] (9/11/20)
Trends in Benefit Open Enrollment and Communication: 2020 U.S. Survey Report
In 2020, organizations face unique challenges as they prepare for open enrollment amid the COVID-19 pandemic. With little warning, nearly all organizations faced major disruptions to the status quo, either from shifting to virtual work environments, temporarily shutting down factories and job sites, and/or implementing social distancing rules at the workplace to protect workers’ health.
The Trends in Benefit Open Enrollment and Communication: 2020 US Survey Report discusses standard practices for year-round benefit communication, communication related specifically to open enrollment, and how organizations are adjusting their communication efforts due to the COVID-19 pandemic. [Read more] (9/22/20)
Impact of COVID-19 on Pensions and Benefits in Canada
The COVID-19 pandemic has had dramatic implications for workplaces around the world. These implications extend into the realm of pensions and benefits, where employers and their workers must make difficult decisions regarding their retirement, health care and diversity benefits. Impact of COVID-19 on Pensions and Benefits in Canada, June 2020, addresses these topics as well as staffing changes, training and professional development, and more. [Read more]
Workplace Emergency Preparedness
Within the past five years, 80% of businesses in the United States experienced one or more unexpected events that caused a significant disruption in "business as usual." The unexpected disruptions come in many forms, such as natural disasters, cyberattacks or workplace violence. Over the last five years, winter storms/extreme cold (38%), loss of power due to blackouts or brownouts (34%), and loss of internet/phone service (31%) were the most frequently cited reasons for interruptions. [Read more]
Employee Benefits in a COVID-19 World
The coronavirus has brought major changes to the workplace—including shifts to employee benefits and the average worker’s health care and retirement benefits. The Employee Benefits in a COVID-19 World: April 2020 Survey Report survey report examines what employees can expect for employee benefits as their organization adapts to the pandemic. [Read more]